What Does $1 Million Buy Today?
Why Are Rates Rising?
WHY ARE RATES RISING?
Can you remember back to November 2010: Julia Gillard was Prime Minister, Brad and Angelina were still a happy couple and The Donald as Leader of the Free World was still a funny joke on The Simpsons? It was also the last time the Reserve Bank of Australia raised the cash rate, to 4.75%. A lot has happened since then, including plenty of interest rate cuts: the cash rate now stands at 1.5% – a historical low. So why are the big banks, such as Westpac, hiking their rates for homeowners?
AVOID A SETTLEMENT VALUATION NIGHTMARE
AVOID A SETTLEMENT VALUATION NIGHTMARE by Jon Ilievski, Head of Investor Education, Aviate Group The apartment you bought off-the-plan two years ago is finally approaching settlement, but the bank says it’s not worth as much as you paid for it and won’t lend you as much as you’d counted on, leaving a finance gap you may struggle to fill.
Jargon Busters
The world of finance is full of jargon!!! We are here to bust it for you with our list of commonly used financial terms and their meanings If there's a financial term you'd like us to clarify, shoot us an email to admin@zippyfinance.com.au or head to http://www.zippyfinance.com.au/contactus. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Real Estate Jargon Busters
Last year we busted the jargon around finance and so this year, we thought we'd do some busting of those real estate terms and we see so often. The world of real estate is packed full of jargon so let's take a look at what it actually means... If there's a term you'd like us to clarify, shoot us an email to contact@zippyfinance.com.au or head to http://www.zippyfinance.com.au/contactus. A B C D E F G H I J K L N O Q R S T U V W X Y Z
Would You Like To Clear Your Mortgage Sooner?
So, if you've found our blog, then it's highly likely that you either have a home loan, or are considering one. And whilst it's an exciting process as you begin your journey to home ownership, that excitement is short lived and soon replaced by the general "joy" of having to repay a home loan and thoughts of how to repay it sooner.Would You Like To Clear Your Mortgage Sooner?
Would You Like To To Pay Off Your Mortgage Sooner?
Would You Like To To Pay Off Your Mortgage Sooner? Your home loan is probably the biggest investment you will make in your life, and a debt that most people would like to pay off as quickly as possible. But how achievable is that? Here, we’ll look at just some of the key ways to pay off your mortgage sooner …..
Joint Tenants Or Tenants In Common?
Joint Tenants Or Tenants In Common? When you are buying property you have the choice of choosing "Joint Tenants" or "Tenants in Common". It’s really important that your Conveyance contains the correct instruction confirmed in writing so this article explains this in a little bit more detail …
3 Warning Signs of a Bad Tenant
We're sure you've heard the horror stories about bad tenants from landlords. From missing rental payments to leaving the property a total mess; these types of tenants are the scourge of property investors who are only trying to secure their retirement. This blog post explores 3 of the signs of a bad tenant for you to be on the look out for ....
Sydney Homeowners Staying Put For Longer
Sydney Homeowners Are Staying Put For Longer According to a recent article by John Mcgrath published by Switzer Daily, Australian homeowers are staying put much longer than in previous years with Sydney homeowners having an average tenure of over 11 years!
Putting The Fun Into Finance
Finance needn't be dull! At Zippy Finance, we pride ourselves on not just professionalism, experience and great customer service, but our ability to put the FUN back into finance. And if you've met our commander in chief Louisa, you'll have seen her sassy style and amazing sense of humour in action.......Putting The Fun Into Finance
What Would You Rather Spend Your Money On?
It’s the great Australian dream to buy your own home, right? It certainly seems to be for those of us living on Sydney's North Shore, but maybe not for all Australians! According to a recent article published in AustraliaNews, new research has revealed that buying a home is perhaps not on the top of everyone’s list...... What Would You Rather Spend Your Money On?
Want To Save Money? Refinance Your Mortgage Using A Mortgage Broker
With interest rates so low at the moment, everyone should be re-looking at their mortgage and trying to save themselves some money. But why don’t they? Because they don’t have time, or they think it’s too much hassle. So why not get someone to do the work for you, and use a Mortgage Broker? After 25 years in the Finance Industry, it never ceases to amaze me how many times I meet new people who aren’t fully aware of what a Mortgage Broker actually does. So, I thought I would enlighten you and explain the role of a Mortgage Broker.......Want to Save Money? Refinance Using A Mortgage Broker
How To Use The Equity In Your Home To Finance An Investment Property
The idea of property investment is very enticing to many of us but it is unfortunately often overlooked because of the mistaken belief that it is only within the reach of the affluent. The truth is that with the right finance, planning and strategy an investment property may be easier to attain than you think..... How To Use The Equity In Your Home To Finance An Investment Property
Comparison Rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different Comparison Rate. Fees and Charges Apply. Terms and Conditions are available on request.