Thursday, November 23, 2017

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CHATTEL MORTGAGE

chattel mortgageChattel mortgages are best for businesses on cash based accounting. With a chattel mortgage, you own the asset and you can tailor your payments by selecting the term (up to five years) and incorporating a larger final instalment and/or upfront deposit.

Zippy Finance will help you establish other flexible arrangements to better align to your cashflow, including seasonal payments and having your GST refund entitlement (if applicable) paid into the loan to reduce monthly instalments and interest charges.

The interest rate is fixed for the term of the loan and if the vehicle is used for income generating purposes the interest charges and depreciation on the vehicle or equipment may be tax deductible. If you are a business registered for GST, you may be entitled to an input tax credit with respect to your acquisition of the vehicle.

Interested? contact us to find out more.

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Contact Details

Zippy Finance 

PO Box 3078
North Turramurra
NSW 2074

T 1300 855 022 

Louisa Sanghera is a credit representative (437236) of BLSSA Pty Ltd ACN 117 651 760.  Australian Credit Licence 391237. ABN 85 168 278 975.

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